THE ABSOLUTE BEST ADVICE YOU WILL RECEIVE ALL YEAR!!!

The above title says it all. The following advice that I am about to give to all of you reading this right now is the BEST you will receive all year. But before I spill the beans, I must first disclose it's origin.

On November 1st of this year I was engaged in a telephone conversation with my mother. Because she is alone and I am concerned for her, we often speak on the phone. The conversation was going its usual way until she mentioned something she had seen on a T.V. sitcom. According to her, an actor on this certain sitcom made a statement, one she thought she had never heard before. The actor said to his sitcom wife that she should unplug the toaster once she had finished using it. The actress asked why. The actor responded that although the appliance was no longer turned on, the mere fact that it was still plugged in meant that the appliance was still drawing current. At that point I am unsure as to what the next exchange was due to the fact that my mother was recounting it. Mom asked me if I had ever heard of this before and then informed me that SHE had pulled practically every plug in her apartment. She then went on to tell me how her ELECTRIC BILL HAD BEEN REDUCED BY HALF since she started this practice. I ran her words around inside my head. I had never heard of such a thing. Even with my knowledge of electricity, having owned a home remodeling business for years, these statements were very new and puzzling. I honestly thought mom had "lost it." I thoroughly questioned her on every aspect of life in her apartment and if she had changed anything else in addition to "unplugging." She assured me she had not. At that point, I realized the only way to prove her claims was to see for myself. I decided on that day, November 1st, to unplug every cord in the house. I left two plugged in: the two behind our bed's headboard, the ones that power our digital alarm clocks. They were too inconvenient to access. The only other things plugged in were mine and my wife's computers, the battery charger to a power screwdriver and the battery charger to a small beard and mustache trimmer.

And then I waited. I made sure to unplug everything immediately after using it. When our monthly electric bill arrived, I was shocked. Because the bill reflects electric usage from mid-month to mid-month, I could only view the results of exactly 16 days worth of unplugging. According to the bill, dated November 18, 2009, the total kilowatt hours used between 10/20 and 11/16 amounted to 882. THAT wasn't the amazing thing. The AMAZING thing was LAST YEAR'S record of usage for the exact same time period (drum roll please) 1,223. AND don't forget that November's bill reflected only 16 days of my unplugging task. A whole month's worth would really reflect my savings.

Now, some of you may be skeptical. But I assure you that the same living conditions, habits, days at home, and thermostat heating temperatures had not changed from year to year. Today, December 22, I received the electric bill for the period 11/16 to 12/16. The total kilowatt usage for this period is 1,376. And as I write this and view the kilowatt usage for the exact same time period last year, I am amazed. Last year's total: 1,680. A difference of over 300 kilowatt hours. In dollars this amounts to roughly a $25.00 savings over last year's bill for December. I expect all following bills to be greatly reduced also.

Now comes the question: WHY ISN'T THIS INFORMATION PRINTED IN GIANT BOLD LETTERS ON EVERY ELECTRIC BILL MAILED IN THIS COUNTRY? Why isn't this money saving, energy saving tip splashed all over the T.V. and newspapers? Why hasn't President Obama held a national press conference telling each and every one of us how easily we can save a SIGNIFICANT amount of money on our electric bills? Maybe he doesn't know. Maybe somebody should tell him. But then, it's easy to see why the electric companies keep this little tidbit of information from us. Imagine the lost revenue incurred by them if every person could cut $20 to $30 from their electric bill.

I intend to shout this information from the highest mountain. HALLELUJAH!! LOWER BILLS AT LAST, LOWER BILLS AT LAST!! Join me America in spreading the good word. Send folks you know here to read this for themselves. Comment on this article if you already know this information. Start an email chain telling everyone how to pocket some extra cash in these hard times. Let's get Congress to pass a bill that all electric companies must publish this TIP on every bill to every customer. If we need a GREEN solution, there is no better one that I can think of. Thank you for your time. Ray.

ADVICE FOR HOMEOWNERS: WHAT YOU SHOULD KNOW

            Are you a new homeowner or someone who has owned a home for some time? If you are, there are many aspects of home maintenance that you may be aware of or some that you have never considered at all. I have compiled a list of questions and answers that I feel are important to know.

1) Do you have QEST water pipe running through your home?  This is Polybutylene flexible pipe that was used to plumb many houses during the late 1980's and most of the 90's. Apparently, this brand of pipe will fail under certain conditions and there was a nationwide class action lawsuit in response to such failure. This pipe is usually recognized by it's grey color but it is also found in white, black, blue and cream. The printed letters "PB" can be found on the exterior of the pipe to help identify it. If you have this pipe running through your home and you have easy access to it, say, from an unfinished basement, crawl space or attic, you might consider replacing it. Or, at least just knowing if you have it can be useful. Generally, the cost to replace said pipe is not as expensive as you might think and the preventative costs associated with it far outweigh the potential damage costs. Look in the Yellow Pages for small owner-operated plumbing companies to get the most inexpensive material and labor costs to replace it.

2) Do you know where your home's main water supply shut off valve is? If you do, is it easily accessible? Do you have to climb over a mountain of toys or plastic storage totes to get to it? Easy access to this valve is essential in case of an emergency situation that requires the water to be turned off. Some older homes have the main valve outside the home in a front yard. Sometimes the lid to access the valve has a locking bolt on it to keep it sealed. Do you need a special sized wrench to open it? If you do, could you locate it in 60 seconds? When your house is flooding, every second counts. Keep such a device handy and in clear view at all times. I recommend a MASTER SHEET of information reminding you where all of these things can be found. You may want to add more of the following.

3) Do you know where your main circuit breaker panel is? Do you know if you have sub-panels, how many, and where they are? Do you have an older home with the old style screw-in fuses? If so, do you have any extra fuses handy in case one blows? By the law of building codes, access to circuit panels should never be blocked. But, as we all know, sometimes lack of space forces us to use every square inch of our garages and basements. You should always have easy access to these panels in case of an emergency. Having a flashlight with good batteries placed near such panels is always handy. Are all the circuits marked correctly AND LEGIBLE? If not, find an adult who can walk through your home as you flip breakers off and on, one by one to identify what they power. Use an indelible ink marker to mark as such. In an emergency, not having to guess what goes to where could save someone's life.

4) Do you have natural gas or propane entering your home? Do you know where the main shut off valve is? Do you have a gas fireplace or a gas stove? Do you know where the shut off valves are for these? Do you have a gas furnace heating your home? Can you easily find and reach the shut off valve to it? You should know the EXACT location where each of these can be found. Some gas fireplaces have a special KEY to turn the valve on and off. Do you know where the key is? Good advice is to hang the key in plain sight but NOT ABOVE THE FIREPLACE! If a fire should accidentally get out of hand, you may not be able to grab it due to flames.

5) Do you have a washer and dryer? Is your dryer exhaust vent free of dust and lint and does its opening and closing function properly? Believe it or not, birds and small animals will make these vents their home if they don't close properly when not in use. When was the last time you changed the rubber hoses that supply hot and cold water to your washing machine? Just like outdoor lawn hoses, these will fail and leak over time. They should be replaced periodically to avoid a flood, like when you're on a two week vacation away from home. That's when they usually break!

6) Does your home have a forced hot/cold air system? Do you know where ALL the return air duct filters are located? Do you know what size they are for each duct. Sometimes they are not all the same size. Did you know that the inexpensive throw away filters should be changed every month to keep your heating/cooling system functioning at its most cost efficient potential?

        A home, just like a car, needs regular maintenance. My advice is to put all pertinent information together on one master sheet, make several copies and keep them in easy reach. In an emergency, running around like a headless chicken in front of family members and neighbors never looks good. Although sometimes it might be entertaining.

How to get married ---------on a budget!

Remember back in the good old days when people had money? You could buy a house, a car, a big screen television, a whirlwind vacation, get married. Today it's so bad that individuals who used to be billionaires are now only millionaires. Boy, life is tough. But life goes on. Let's say for instance that you want to get married. You've finally found your perfect mate. The love of your life. Someone who shares your likes and dislikes. Someone who DOES eat tree bark or believes in the healing power of crystals or who thinks that an UZI is a 'must have' fashion accessory. Your 'soul mate.' So, what do you do to tie the knot without spending a fortune? If you're a woman, getting hitched for the first time and your last name is Getty, Trump, Rockefeller, or Kennedy, skip this article and go shopping. But if you're a young couple just starting out or you're two divorcees who've 'been there, done that,' the following advice may save you thousands on your wedding costs.

1) Invitations. Let's face it: Do you really need old English script on antique white parchment paper that contains two white doves that are released when the intended guest opens it? Overkill. Of course you could entertain using the other side of the spectrum: Pen ink written requests on cocktail napkins sent by carrier pigeon. What? TOO tacky you say? How about something in the middle? Make your own! Today's personal computers have software installed in them that enables the user to create a customized invitation. It's not hard to do. After you've configured your 'invite' all you need to do now is drive down to your nearest office supply store and buy 'card stock.' A box of 60 costs around $20.00. Simply put the card stock in your printer and watch it print out your invitations. Fold them, stick them in an envelope and you're done.

2) Your dress, his tux. Does it have to be white? Does it have to be new? Does it have to be yours? A formal white evening gown is a viable option. They are considerably less expensive than a conventional wedding dress and you can get more use out of it. What about finding a used one on Craigslist or EBay? How about renting one for the day. There are plenty of websites that let you rent one for the day. Does your intended own a nice suit? If he doesn't, how about a friend or family member. Borrowing or buying a nice suit can be cheaper than renting a tux for the day.

3) The place. Do you absolutely have to get married in a church or chapel? Most churches and or priests charge a pretty substantial fee for this service. To save money, consider having a justice of the peace marry you both. Arrange to have the marriage ceremony performed in the same place that your reception will be held. This saves your guests from having to find some place to go in between the ceremony and the reception. Don't have the money to rent an expensive catering hall for your reception? What about an upscale restaurant with a large private room. How about a local hotel or motel with a nice conference room? Book traveling relatives or friends there and save them the hassle of trying to find an address in a strange city or town. Would you consider a 'Knights of Columbus' hall or a 'Moose lodge' or a V.F.W. hall to house your reception? Most of these places have kitchens inside their meeting halls which will allow you to bring in your own food. Getting creative can sometimes save you thousands.

4) The food. Having friends or relatives volunteer to cook food for your wedding decreases your costs too. Most restaurants offer outside catering services to most any location. They sometimes provide waitresses and servers for you. Don't have enough money in the budget to feed everyone? Consider spending a little bit more for your wedding cake. Most wedding cakes are nothing more than plain chocolate or vanilla cake mix with a sugar frosting on top. Boring and forgetful. Serve your guests a cake TO DIE FOR! Choose many layers with mouth watering fillings. Black forest cake and German chocolate cake are two examples. Serve coffee, tea and soda instead of alcohol. Provide those new 'designer' potato chips, pretzels and a choice of dips to go with the meal. If alcohol is a must, purchase bottles from a supplier if possible and buy your mixers from a 'bulk' store like SAM'S or B.J.'s Wholesale club.

5) The ride there. Do you really have to take a limo from your home to your wedding ceremony? Does a friend or family member own a large sedan or s.u.v.? How about someone with a classic car or roadster? Imagine pulling up in a model 'T' or a 1968 Chevy Camaro.

6) Photos or video. Hiring a professional photographer can be expensive. Since practically everyone on the planet owns a digital camera, cell phone camera, or small hand-held video camera, include a little blurb on your invitation suggesting that everyone who plans to attend bring something along. Another great idea is to purchase those inexpensive single-use film cameras that you can buy for about $5.00 each and place one or two on each table where your guests will be seated. Leave a little note next to them inviting them to take as many pictures of your happy occasion as they'd like. The cost for developing them will be cheaper in the long run. As your guests depart supply them with your email address and ask them to send you the pictures they've taken. Load film stock paper in your home printer and press 'print.' You'll have enough to fill an album in no time. Or, download them onto a CD and send everyone a copy. Oh, and keep one for yourself.

7) The rings. Big tip here: SHOP AROUND!! Prices on rings vary greatly from store to store. Do they have to be gold? 10ct gold is a viable option. How about titanium, sterling silver or stainless steel? Has a parent or relative passed down a ring to you? Consider using one of these.

8) Wedding favors. Can't afford hand blown glass figurines as wedding favors for your guests? Time to get inventive. Try purchasing a roll of colored cellophane film like the kind you wrap Easter baskets in. Cut it into 10' by 10' squares, make a pouch out of it and fill the pouch with Hershey kisses and a one dollar gold coin. The bank sells these for a dollar. Tie the pouch up in ribbon and 'voila,' you have a wedding favor. Your guests can keep the coin as a souvenir or spend it at the 'dollar store'! Good luck and best wishes.

How to paint the inside of your house like a professional

Paint. An ugly five letter word. Not in regards to liquid colors in cans, but more specifically to "The act of." Nobody likes to paint. Not even painters. Why do you think some of them drink all day! But occasionally it has to be done and somebody's got to do it. I HAD to do it as part of owning a business but in the interim, I became a MASTER painter. So here, now, in this forum, I will share my painting knowledge. (Ladies, at this point, warm up the printer, you'll want to copy this." The following is strictly for painting the INTERIOR only.

1) Tools you will need.
A four foot extension pole. You will use this to paint the ceiling and walls.
An 18" roller holder. This device screws on to the end of the extension pole and adjusts to fit the 18" roller sleeve. Why an 18" roller? It is easily THREE times faster than a nine inch roller AND it covers more evenly leaving less paint 'lines' caused by excessive paint at the rollers ends.
1 wide paint pan that accommodates an 18" roller.
1 9" roller handle and sleeve for small areas like closets and narrow areas.
1 4" roller handle and a bag of roller sleeves. These are fabric sleeves that come with a hole at one end to attach to the roller and fabric covering the other end enabling you to paint both sides of an INSIDE corner at once.
1 2" angled brush. This is a brush whose bristles have been cut at an angle. Here's an important tip: buy the most expensive brush your supplier offers in this size. It performs an important task and you will have it forever (granted you clean it after each use.) What is this important task? You will use it to paint a crisp, clean line between walls and ceilings or between walls and molding.
A ladder comes in handy as does tarps, lights, rags, a radio, some beer. The beer is to celebrate when you are finished. No drinking on the job!

The following is for painting NEW CONSTRUCTION (unfinished, sanded drywall) and REPAINTS (changing existing colors of a room.)

Priming the room. I always suggest priming a painted room with primer. If deep colors cover the walls, primer re-seals them and it will take less coats of new paint to cover them. Here's a tip: have your paint supplier tint the primer to match the color you've picked. It's free and it will take less coats of color in the long run. Use white primer if your ceilings will be white. Let's get started.

When priming a room I always start with the ceiling. By now, you should have your 18" roller all set up and ready to go. Fill the paint tray. Extend the extension pole two feet out and dip the roller sleeve into the paint. Do not excessively cover the sleeve with paint but roll it until it's evenly coated. Start painting in a corner of the ceiling keeping the roller from rolling directly over your head. Having the poles total length of six feet helps accomplish this AND it keeps paint from falling in your hair. Long, smooth, strokes are what you want as you spread the paint over and over the same area until you have good coverage. An 18" roller covers a large area quickly so it's important to keep rolling until all the paint 'lines' are gone. You will find this task much easier than with a nine inch roller.
Time for the walls. Contract the extension pole back to 4' and start the walls. Load the sleeve up and place it on the wall approx. 8" from the floor and roll it straight up to the ceiling in one long movement. Roll back down the same way moving left to right a little bit each time you make a pass. One dip in the pan will cover a swath about 24 to 26" wide so remember to roll until those paint 'lines' are gone. Start the next swath of paint about 3" away from the previous swath starting 8" from the floor again. Roll left to right covering the space between the old swath. Don't forget: long, straight, smooth strokes are what you want. Here's a tip: DON'T ROLL TOO FAST!! Physics teaches us that a spinning cylinder covered in liquid tends to rid itself of liquid in projectile fashion. You'll have less paint splatters the slower you go.

So, now that you've painted the walls and ceiling, it's time to 'cut in' the inside corners. Grab your 4" roller handle and slide a 4" roller sleeve on it. Dip the roller in a small tray making sure to cover the fabric end of the roller sleeve amply. Starting near the floor, position the roller into the corner and move up the walls. Notice how the rollers end paints the wall adjacent to the wall with the 4" body of the roller? Long, straight strokes are what you want. Now, take the roller and reverse it so that the fabric end is now painting the opposite wall. Use a good amount of paint on the sleeve each time you start a new spot. Roll out ALL the inside corners in this fashion.

Now that you've primed and cut the room, it's time to paint with color. If you are painting the ceiling in flat ceiling white, paint it exactly the way you primed it. If you are painting the ceiling the same color to match the walls, skip this step.

After you've painted the ceiling with flat white it's now time to 'cut' the ceiling. You will use the 4" roller handle but with a new sleeve (or wash out the old one thoroughly.) How you 'cut' the ceiling is like this: Dip the 4" roller into the tray but not very deeply. You DON'T want any paint on the fabric tip this time. If a little gets on it's okay but try to keep it as dry as possible. Roll off any excess and place the roller on the ceiling rolling the dry fabric end against against the wall. Again, long, straight strokes and roll the paint smoothly over the already painted ceiling so as to cover evenly. You may get a small amount of paint on the wall, but do not worry about this. 'Cut' the ceiling to all the walls in this fashion. Congratulations, the ceiling is DONE!! Now for the walls!

Paint the walls precisely the way you primed them only this time, make SURE you stop short of getting paint on the ceiling. Get as close as you can without touching. After the walls are painted, it's time to 'cut' the walls to each other. Get your 4" roller and a new sleeve. Repeat cutting the walls the same fashion as you primed them. Keep the small roller from hitting the ceiling too. After the walls are 'cut' it's time to 'cut' the walls to the ceiling. This is where the job gets tough. It requires a ladder, good lighting and a steady hand. Pay close attention to my instructions.
Almost fill a large, round container with paint. The size of a 'BIG GULP' container. Take your 2" angled brush. Dip the brush half way into the paint. Remove the brush and slide one whole side of it against the container removing all the paint from one side. Apply the paint loaded side of the brush to the wall. Note: place the brush about 2" below the ceiling on the wall. The brush should almost be laying flat against the wall. At this angle and by pushing on the brush slightly, the angled bristles fall into line behind each other creating a thin line of bristle. Slowly glide the brush over the wall keeping pressure on it to keep the bristles straight and in line. The paint should come off the brush in a pretty straight line. Practice this on the wall for a bit and slowly get closer and closer to the ceiling. As you get closer to the ceiling be careful not to let the brush touch. The paint you have applied will be dripping by now so take the brush and using the flat part of it, spread the dripping paint evenly on the wall. This technique takes practice, but once you have mastered it, you will never need to tape a wall or corner again. Keep practicing on the wall beneath the ceiling until you can paint almost a straight line. You will do the exact same thing to 'cut' your walls to base molding, or door and window molding. Remember to wash out any brushes, pans or trays in a timely fashion. Good luck, Ray

Recession over? Not by a long shot. Part 3

Here's another tip to dramatically cut your cost of living costs.
3) Stop wasting money heating your house! The most efficient way to heat a home is with a gas fired, forced hot air furnace. This is not to be confused with a heat pump. A heat pump is second only to electric baseboard heat for being inefficient for home heating. But because not everyone has a gas furnace heating their home, here is a suggestion on how to lower you cold weather heat bills. Go to your favorite, local big box building supply store and pick up a few small, portable heaters. They generally cost around $15.00 per unit. Look for the non-ceramic type but rather the small fan-forced heating element type. These are 110 volt heaters that draw about as much power as a small hair dryer. How to save $$$ with them is like this: During the night while you are asleep, there really is no logical reason to heat your entire house. You are in your bedroom, tucked snugly under your covers. Realistically, the only rooms you need to heat are your bedrooms so turn your house-heat thermostat down to 55 or 60. The first one up in the morning should then give the house a good shot of heat. These small compact heaters usually come with a thermostat enabling you to set your bedroom temperature to whatever you wish. The heater will cycle on and off during the night saving you hundreds of dollars in fuel costs. How do I know this? I personally have been doing this for years. I own three of them and keep one in my bedroom, one in my den and one in the kitchen. I can keep my heating and electric costs down to under $90.00 per month using this method. If you have kids, put one in their bedrooms too. Also, if your house is empty during the day, lower your house thermostat way down and set your portable heater thermostats down to 65 degrees. This will keep rooms of your choice warm for you when you get home at night. If this works for you, write me with your feedback. Best of luck, Ray

Recession over? Not by a long shot. Part 2

Here are more suggestions on how to weather this recession.
2) Shop wisely. Here's a newsflash: BULK IS BETTER!! If you don't have a Sam's club or B.J'S Wholesale club membership yet, get one! You will save hundreds on certain goods in the course of a year. All of your paper goods are cheaper: toilet paper, napkins, tissues, plastic cups, paper plates, aluminum foil, plastic wrap, garbage bags and paper towels. Bar soap is cheaper in bulk. Most food items are cheaper too. Coffee, creamer, breakfast cereal, oil, eggs and butter. Canned goods, salad dressings, flour, rice, mayonnaise and spices. If you rotate your stock of items so that you are replacing one large item per week, you won't feel the outlay as much. Use your grocery store for last minute items and fresh meats and fish only. The term, "Cheaper by the dozen" really applies to these bulk, chain outlets.